I went to the ATM on Monday to see if I could afford to withdraw 20 or 30 dollars (Thank you, for $10 bills at the ATM). I already knew my balance would be low, but I when I noticed more debits than credits I took a closer look. There were two small charges that weren't mine. One was iTunes Luxembourg somethingorother and the other was Caribbean Anderson thingamajig. The charges were for $1.00 and $0.10.
I knew instantly what was going on. Someone was testing the account or card number to see if it was open. This happened on a Saturday. Once those charges had cleared on the next business day, all my money would've disappeared soon after.
