Thursday, February 26, 2009

Financial Orgasm

“I’m living on less but I’m living more” - Dr. Phil subway ad

I read those words while I was traveling on the uptown B train one Tuesday night. And I totally identified with the statement. I’ve never been money-hungry or the gold-digging type. What is important is that I’m able to afford the necessities; that my fridge and cupboards are never bare, that I can treat myself to the occasional splurge and just be able to enjoy this rather expensive city of New York, without spending a lot. Simply put, comfort is always my goal.

My financial situation changed drastically in 2006, for the worse. It is so important for women to have money of their own that only they have access to and to manage it. And please stop giving your money to men (been watching Judge Judy and my man Judge Joe Brown)! A friend and I recently spoke about the all too important Fuck-you fund. That’s the stash of money you got for when shit go down and you gotta be on your own overnight. I’m
finally rebuilding mine. My Fuck-you fund disappeared when the dude I was done fucking and was gonna fucking leave fucked me over and ran off with my fucking money. I’ve been playing catch up ever since. 2007 and most of 2008 I held back. That’s not Abigail.

Aside from building that fund, I’m saving in an ING account. I didn’t need a minimum amount to open with and in less than a month I saved $300. That’s $3600 by the end of the year. That’s a huge deal considering I was recently laid off. I am liv
ING not just existING. It’s amazing how much more confident you feel when you know you have money to “fall back on.” I’m putting my travel wings back on, got my comfy shoes ready for my walks. I’m even considering looking into a career in advertising, PR or event planning because apparently my ability to persuade, sell, and bring people together has only merely been tapped into, and as you can see, I’m not above shameless plugs.

I also make wise “investments” and take smart “risks” (I haven’t tackled the stock market yet) Money spent on professional organization memberships will pay off. I still have two 401Ks from two of my past jobs that are slowly growing. The most clever and powerful statement I heard recently was from Suze Orman during a show I happened to come across airing on PBS. One of the mottos women need to live by is:
I am not on sale.

Aside for these random essays and social commentaries I can’t help but write my writing is not free. Pay me what I’m worth. I do take the occasional free assignment only if it’s going to pay off big in the long run. If I don’t receive any monetary compensation the barter must be appropriate. I also create art with my body. That comes at a price as well. Once you start asking for what you’re worth and not accepting any less the money (in whatever form) will start rolling in.

Living on less but living more… and getting off on it every time.

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